PT. Schroder Investment Management Indonesia
PT. BNP Paribas Asset Management

The choice of investment types offered is in the form of Unit Link Investment Plan Fund (Darlink):

Conventional Products
Darlink Safe
- Cash: 0% - 5%
- Mutual Funds (money market): 95% - 100%

Darlink Stable:
- Money Market: 0% - 20%
- Mutual Funds (Fixed Income): 80% - 100%

Darlink Aggressive:
- Money Market: 1% - 30%
- Mutual Funds (Shares): 70% - 99%

Dynamic Darlink:
- Money Market: 1% - 30%
- Mutual Funds (Equity, Fixed Income): 70% - 99%

Darlink Amanah (Sharia Based Instrument):
- Cash and Money Market: 0% - 10%
- Mutual Funds (Shares): 90% - 100%

Sharia Products
Darlink Aman Syariah:
- Sharia Bonds or Deposits: 100%

Darlink Stable Syariah:
- Sharia / Sukuk Bonds: 80% - 100%
- Sharia Money Market: 0% - 20%

Darlink Aggressive Sharia:
- Equity: 90% - 100%
- Sharia Money Market Securities: 0% - 10%

Dynamic Sharia:
- Equity: 70% - 90%
- Sharia / Sukuk Bonds: 5% - 30%
- Sharia Money Market Securities: 0% - 25%

BRI Life provides various types of investment with various levels of investment risk as your consideration in determining the investment that suits your needs:

Conventional Products
Darlink Safe
Offers safe investment returns by placing on investment instruments in the Money Market and Fixed Income with a maturity of less than 1 (one) year. This type of investment has a low level of risk and high liquidity.

Darlink Stable
Offers stable investment returns with relatively safe risks through Fixed Income investment instruments with a maturity of more than 1 (one) year. This type of investment has a higher rate of return than deposits.

Dynamic Darlink
Offers optimal investment results by placing investments in proportional investment instruments, both in stocks and fixed income. This type of investment carries fairly moderate investment risk and returns.

Darlink Aggressive
Offers high investment returns by investing in investment instruments in the capital market in the form of shares. This type of investment carries a high enough risk

Darlink Amanah
Offers optimal investment returns on Sharia-based investment instruments, namely the Money and Stock Markets. This type of investment presents a high enough risk and provides a relatively high investment return.

Sharia Products
Darlink Aman Syariah
Offers a safe investment return by placing on Fixed Income investment instruments with a maturity of less than 1 (one) year. This type of investment carries a low risk.

Darlink Stable Syariah
Offers stable investment returns with medium risk through medium term Sharia Bonds / Sukuk investment instruments. This type of investment has a moderate and stable rate of return.

Darlink Dinamis Syariah
Offers flexibility in placing investment composition by placing investments in Islamic Money Market investment instruments, Sharia Bonds / Sukuk, and Shares that are included in sharia securities for the medium term. This type of investment carries a fairly moderate level of risk and return.

Darlink Aggressive Sharia
Offers high investment returns by investing in investment instruments in the Capital Market in the form of long-term Sharia Shares. This type of investment carries a high enough risk.

The form aims to maintain the security of the policy and Customer data in order to ensure that the application is actually made by the Policy Holder (or other entitled parties in accordance with the policy provisions), so that it cannot be misused by other parties. The form also aims to make it easier to trace the types of submissions that have been made by policyholders.

This is done to ensure that the payment of insurance benefits has been provided to the party entitled to receive it, in this case the Policyholder or the Heir (as the party designated as the insurance benefit recipient) who is legally listed in the policy.