Davestera Optima
Unit-linked insurance product that provides optimal protection and investment benefits with a lump sum premium payment. This product is equipped with a variety of additional insurance (rider) that can be selected according to needs.
Why
Davestera Optima?
The investment value has grown from the first year
Free partial withdrawal fees and total investment value
Free switching fee 3 times a year
There are various choices of additional benefits that you can choose according to your needs
The investment value has grown from the first year
Free partial withdrawal fees and total investment value
Free switching fee 3 times a year
There are various choices of additional benefits that you can choose according to your needs
Free MCU (Medical Check - Up) fee
Free withdrawal fees for part and all of the investment value
Free switching fee 3 times / year
The investment value has grown from the first year
Free to choose additional benefits that suit your needs
Payment of Sum Assured and Investment Value to Heirs if the Insured dies during the insurance period
Investment value that can be taken if the customer resigns during the insurance period
Investment value that can be taken if the customer resigns during the insurance period.
Investment value will be paid if the customer lives at the end of the insurance period.
Insured entry age 1 - 65 years old
The insurance period is until the Insured is 100 years old
Premium payment with one payment or all at once
Information on terms and conditions can be obtained from the Brochure and RIPLAY
Fill out the Insurance End Benefit application form that has been filled in correctly and completely by the Policy Holder
The original policy and changes (addendum) to the last policy
Photocopy of identity (KTP / SIM / Passport attaching KITAP / KITAS / KIM if foreigners) of a valid Policy Holder
Original Power of Attorney from Policy Holder which is sufficiently stamped (if authorized)
The original policy and changes (addendum) to the last policy
Death Claim Form that has been filled in correctly and completely by the Policy Holder / the Terrorist
Photocopy of identity (KTP / SIM / Passport attaching KITAP / KITAS / KIM if foreign citizens) of the Insured, Policy Holder, Termaslahat and those who apply
Photocopy of the family card of the Insured, Policyholder and Termaslahat
If the Termaslahat is more than one person, then it must attach the original Power of Attorney of all Termaslahat which is authorized to one of the Termaslahat and has sufficient duty stamp
Original / legalized original death certificate from the competent authority
Certificate of visum et repertum or original autopsy certificate if needed from a legal and authorized Doctor
Original certificate from the police if the Insured dies due to an accident
Original death certificate from the local Indonesian Consulate General, if the Insured dies abroad
Photocopy of the Policy Holder's passbook / Termaslahat
Application form for withdrawing all Investment Value that has been filled in correctly and completely by the Policy Holder
Photocopy of identity (KTP / SIM / Passport attaching KITAP / KITAS / KIM if Foreign Citizen) of the Policy Holder is still valid
Original Power of Attorney from Policy Holder which is sufficiently stamped (if authorized)
The original policy and changes (addendum) to the last policy
Photocopy of the Policyholder's passbook
Other documents required by BRI Life relating to the withdrawal of all Investment Value
Complete information of
BRI Life Davestera Optima
1500087
0811-935-0087 (text only)
